Buyer Tips

Good Faith Estimate – Buyer Beware

This post is courtesy of Bill Ladewig, a mortgage broker who specializes in FHA, VA loans. Buyers should educate themselves on the revised Good Faith Estimate (GFE) due to come into effect in January. The revised GFE is another failed attempt to protect consumers,  The problem is, consumers cannot be protected with forms because those …

Good Faith Estimate – Buyer Beware Read More »

Comparing the different LA area neighborhoods that are suitable for young adults to live in

The Los Angeles area provides many neighborhoods which are populated by all ages and types of young adults. Young people are attracted to the culture, diversity, night life and entertainment venues as well as the interaction with people in their age range. Los Angeles encompasses many miles of cities which are heavily populated by this …

Comparing the different LA area neighborhoods that are suitable for young adults to live in Read More »

CalSTRS and CalPERS Loans Available for Public Employees and Employees of the California School System

If you are a a member of the California Public Employees Retirement System, Legislators Retirement System, Judges Retirement System, or employee of a California school district, school or community College or a public employee the CalPERS and CalSTRS loans allow you to purchase a home with little money down and affordable rates and fees. CalPERS …

CalSTRS and CalPERS Loans Available for Public Employees and Employees of the California School System Read More »

Congress Approves the Expansion of the Home Buyers Tax Credit

The House of Representatives voted today to extend the home buyers tax credit, expanding it to include existing homeowners who have lived in their current residence for five a minimum of five years. The tax credit is extended until April 30, 2010 with an extension of 60 days if a binding contract is in place …

Congress Approves the Expansion of the Home Buyers Tax Credit Read More »

Now is a Good Time to Buy – How is Your Credit Score?

How is your Credit? Tougher lending laws are now are now leading Fannie Mae to require a minimum of 620 credit score as a qualification for some loans.  This includes FHA and VA loans.  However, in order to get the best rate, a credit score of 720 is required and verifiable income. In the past …

Now is a Good Time to Buy – How is Your Credit Score? Read More »

Scroll to Top