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How Do I Know if I am Ready to Buy a Home?

Posted by janepeters on January 23, 2015
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You want to buy a home. How do you know if you are ready? Ask yourself these questions:

  • Do I have a steady source of income (usually a job)?
  • Have I been employed on a regular basis for the last 2-3 years?
  • Is my current income steady?
  • How is my bill payment record. That will be determined by your credit report?
  • How many long-term debts to I have? Car payments, student loan, etc.
  • How much money do I have saved for a downpayment?
  • Do I have enough money to make payments every month to cover my PITI – Principle, Interest, Taxes and Insurance. You also need to be able to live.

If you can answer “yes” to these questions, you are probably ready to buy your own home.

Need Help? Have questions? Fill out the CONTACT FORM or call Jane at 310-351-9208

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