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CalSTRS and CalPERS Loans Available for Public Employees and Employees of the California School System

If you are a a member of the California Public Employees Retirement System, Legislators Retirement System, Judges Retirement System, or employee of a California school district, school or community College or a public employee the CalPERS and CalSTRS loans allow you to purchase a home with little money down and affordable rates and fees. CalPERS …

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Smaller Down-payments May Result in Better Interest Rates – But

Strange as it may seem, the less you put down on a house, the lower your interest rates will be.  However, this may not always be of benefit to the borrower. For example, in late August a borrower putting $80,000 on a $400,000 purchase, with a good credit score, around 720, would have qualified for …

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