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What You Should Not Do When Applying For A M...

May 14, 2018
If you are really serious about buying a home here are some things you should not do when applying for a mortgage. [more]
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10 Things Buyers Can do While Waiting For In...

May 16, 2015
While you are waiting for new housing inventory to come on the market in Los Angeles Rob Spinosa has great advice o [more]
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The Importance of Verification of Funds in M...

Nov 11, 2014
One topic … one direction provided during the Mortgage Process that seems to baffle and frustrate my prospect [more]
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How to Make Your First Mortgage Payment

Oct 31, 2014
Inside Mortgage Finance News reported on October 28, 2014 … “Total mortgage-related complaints filed by [more]
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I Received a New Property Assessment. What D...

Sep 19, 2014
As a Chicago-area Mortgage Lender, I’ve always been asked a lot of questions regarding Taxes and Property Ass [more]
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Using Gift Funds or a Co-Signer to Help With...

Sep 05, 2014
Should I Pray or Should I Co?   I tend to see a fair amount of high loan-to-value mortgage scenarios, mostly b [more]
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The Many Ways Poor Credit Scores Cost You

Aug 25, 2014
A large percentage of the potential home-buyers I speak to have a basic knowledge of how credit scores influence th [more]
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Waiting Periods After Short Sale, Foreclosur...

Aug 18, 2014
I wrote recently about Fannie Mae’s announcement regarding the extension of the waiting period for those Buye [more]
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The ABCs of DTIs – Debt-to-Income Rati...

Jul 24, 2014
Definition of Debt-to-Income Ratio:   The figure that represents how much of your income is spent repaying your rec [more]
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A Pragmatists Guide to Qualified Mortgages (...

Dec 27, 2013
A Pragmatists Guide to Qualified Mortgages (QM) On January 10, 2014, new mortgage rules will go into effect that wi [more]
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When Inaccuracies Show on your Credit Report

Nov 09, 2013
When Inaccuracies Show on your Credit Report … What Then? Credit Scores and Credit Reports are very important [more]
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Do You Possess the Perfect Recipe to Become ...

Jul 31, 2013
If you are buying a home in Los Angeles read another great post from Gene Mundt, Chicago mortgage lender, about the [more]
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