January 2014

Are You Self-Employed and Hoping to Get a Mortgage?

From a Mortgage Lender’s perspective, the most complicated Mortgage Applicant is often the Applicant that is Self-Employed.      Why?      Full Documentation Loan Files are demanded in today’s Mortgage lending.  IRS transcripts are requested (and received) on the vast majority of Mortgage Loan Applications.  With Self-Employed Borrowers, the only way to verify income …

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Looking for Trends in Mortgage Lending During 2014

Turn on the TV.  Read a newspaper. Check-out Social Media … and you’ll run into an article(s) regarding the latest “trends“.  Heck, on Twitter they have a trend list that’s constantly evolving and updating.  Trends … and being able to report them … are big news. That’s certainly true in the Real Estate/Mortgage world too.  …

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