2014

Silicon Beach Creates a High Demand for L.A. Westside Homes

Silicon Valley is well known, but have you heard of Silicon Beach? There has been a huge growth in start-up tech companies on the Westside in an approximate three-mile area covering Santa Monica, Venice, Marina del Rey and Playa Vista. Companies such as Google, Microsoft, Facebook, Snapchat and Hulu have branched out into “Silicon Beach”, […]

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Finding ways to help young adults make their first home purchases

See on Scoop.it – Around Los Angeles WASHINGTON — Parents, grandparents and young adults know the problem only too well: Heavy student-debt loads, persistent employment troubles stemming from the recession, plus newly toughened mortgage underwriting standards are all standing in the way of vast numbers of potential first-time home buyers in their 20s and 30s.

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Heading to College? Protect Your Finances For The Future

It happens fairly frequently …      While reading through a potential Mortgage Applicant’s Credit Report, I’ll discover that many of their reported debts and Credit Cards were first established while they were in college.  And now years later, they’re still trying to pay off those debts. Yes, it’s true.  The Credit Card Act (signed

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Are You Self-Employed and Hoping to Get a Mortgage?

From a Mortgage Lender’s perspective, the most complicated Mortgage Applicant is often the Applicant that is Self-Employed.      Why?      Full Documentation Loan Files are demanded in today’s Mortgage lending.  IRS transcripts are requested (and received) on the vast majority of Mortgage Loan Applications.  With Self-Employed Borrowers, the only way to verify income

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