Buying Los Angeles Real Estate

Just Because you are Buying a New Los Angeles Home Doesn’t Mean you don’t Need an Inspection

I am working with a first-time Los Angeles home buyer who is in the process of purchasing a brand new construction home.  The home is a stand-alone condominium, one of four on the lot. It would seem tempting to waive the inspection on a brand new home, because after all what could be wrong!  There […]

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The Relationship Between Your Credit Scores and Your Mortgage … More Than “Kissin’ Cousins”

Recently I was reviewing a credit report with a prospective homebuyer.  After going over a few different pieces of information together, we began to talk about differing mortgage programs available to him for his home purchase.  It’s fair to say, that this young man’s credit scores were … well, shall I say, “challenged”?  They were close to

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Thinking of Buying a Los Angeles House? Rein in your Spending this Holiday Season!

You are excited about buying a Los Angeles home and have been very good about keep your credit immaculate.  However the holiday season looms putting your hard work in jeopardy. Your shopping list sits in front of you beckoning.  You are probably not going to pay cash for all those gifts, or write a check.

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Have a Daughter? Educate her about Finance, Credit and Buying a Home

   Maybe the following has become a more personal worry to me this last year because I became the grandfather to a beautiful baby girl last October.  That certainly has brought the urgency of the following topic “home” to me. In the not too distance past, having conversations with a daughter concerning finances, credit, and

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You Do Not Need an Attorney for Los Angeles Real Estate Transactions

California is an escrow state but escrow procedures differ between Northern and Southern California and from county to county.  For the purposes of this post I will address the reason you do not need an attorney for real estate transactions in Southern California. What is Escrow? Escrow is a neutral party which provides protection to

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